To reach a live representative at Zelle, visit their official website and navigate to the support 804-471-3103 section. There, you'll find a contact form and live chat option 804-471-3103 during business hours. For issues involving your bank, it's often helpful to contact your bank directly 804-471-3103, as Zelle operates through financial institutions. If the chat option isn’t available, send a detailed message through their support form 804-471-3103, and a representative will respond by email as soon as possible.